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Terms of Service

Last updated: February 25, 2026

1. Agreement to Terms

By accessing or using Zoe (“the Service”), operated by Oracoins LLC (“we,” “us,” or “our”), a limited liability company located at 848 N. Rainbow Blvd. #3351, Las Vegas, NV 89107, United States, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to all of these Terms, do not access or use the Service.

These Terms constitute a legally binding agreement between you and Oracoins LLC. Please read them carefully, including the binding arbitration clause and class action waiver in Section 17, which affect your legal rights.

2. Description of Service

Zoe is an AI-powered health optimization companion accessible through Telegram and the web. Zoe integrates with wearable devices (such as WHOOP, Oura, Apple Health, and Garmin), calendar services (such as Google Calendar), and uses artificial intelligence — including large language models — to provide health insights, training recommendations, nutrition guidance, recovery protocols, and daily scheduling suggestions.

Zoe is a wellness tool. Zoe is not a medical device, healthcare provider, or medical professional.

3. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction, whichever is greater) to use Zoe. By using the Service, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

4. Account Registration & Security

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to: (a) provide accurate, current, and complete information during registration; (b) maintain and promptly update your information; (c) notify us immediately of any unauthorized use of your account; and (d) not share your account credentials with any third party.

We reserve the right to suspend or terminate accounts that we reasonably believe have been compromised or are being used in violation of these Terms.

5. Subscriptions & Payments

  • Zoe offers a free 14-day trial. No credit card is required to start the trial.
  • After the trial period, continued access requires a paid subscription.
  • Subscription fees are billed monthly or annually, depending on your selected plan. All fees are stated in the currency applicable to your region.
  • All payments are processed through secure third-party payment processors. We do not store your full payment card details on our servers.
  • Subscriptions automatically renew at the end of each billing period unless cancelled before the renewal date.
  • You may cancel your subscription at any time. Cancellation takes effect at the end of the current billing period. No refunds are provided for partial billing periods.
  • We reserve the right to change pricing with 30 days' prior notice. Price changes will not affect your current billing period.

6. Health & Medical Disclaimer

ZOE IS NOT A MEDICAL DEVICE AND DOES NOT PROVIDE MEDICAL ADVICE, DIAGNOSIS, OR TREATMENT. THE SERVICE IS NOT A SUBSTITUTE FOR PROFESSIONAL MEDICAL ADVICE, DIAGNOSIS, OR TREATMENT.

The insights, recommendations, plans, and information provided by Zoe — including but not limited to training suggestions, nutrition guidance, recovery recommendations, supplement information, peptide protocol information, scheduling suggestions, and any other health-related content — are generated using artificial intelligence and are intended for informational and educational purposes only.

  • Your use of Zoe does not create a doctor-patient relationship, therapist-patient relationship, or any form of healthcare provider relationship between you and Oracoins LLC. No fiduciary duty arises from your use of the Service.
  • Always seek the advice of your physician or other qualified healthcare professional with any questions you may have regarding a medical condition, fitness program, dietary change, or supplement use.
  • Never disregard professional medical advice or delay seeking it because of information obtained through Zoe.
  • If you are pregnant, nursing, taking medication, or have a pre-existing medical condition, consult your physician before using the Service or implementing any of its recommendations.
  • If you are experiencing a medical emergency, call 911 (or your local emergency number) immediately. If you are having thoughts of suicide or self-harm, call or text 988 (Suicide & Crisis Lifeline) in the United States, or contact your local crisis service.

7. AI-Generated Content

Zoe uses artificial intelligence and machine learning technologies — including large language models — to generate recommendations, insights, and content. You acknowledge and agree that:

  • Zoe is AI technology, not a human. All recommendations are generated by automated systems, not by medical professionals, dietitians, or personal trainers.
  • AI-generated content may contain errors, inaccuracies, or misleading information. AI systems are known to “hallucinate” — generating plausible but incorrect information.
  • We do not guarantee that AI-generated content will be accurate, complete, reliable, current, or error-free.
  • AI-generated content is not individualized medical advice, even when personalized based on your data inputs.
  • You are solely responsible for independently verifying any information before acting on it, particularly regarding health, wellness, nutrition, supplementation, or fitness decisions.

8. Peptide & Supplement Information

Information about peptides and supplements provided through Zoe is for educational purposes only. You acknowledge and agree that:

  • Oracoins LLC does not sell, prescribe, recommend, or endorse the purchase of any peptides, controlled substances, or supplements.
  • Peptide protocols can carry significant health risks and may be regulated differently in various jurisdictions. Many peptides are not FDA-approved for human use.
  • Supplement information has not been evaluated by the Food and Drug Administration and is not intended to diagnose, treat, cure, or prevent any disease.
  • Always consult a licensed medical practitioner before beginning any peptide or supplement protocol.
  • Oracoins LLC assumes no responsibility for any consequences resulting from your decision to use peptides or supplements based on information provided through the Service.

9. Wearable Device & Third-Party Data

Zoe integrates with third-party wearable devices and services (including WHOOP, Oura, Apple Health, Garmin, and Google Calendar). You acknowledge that: (a) the accuracy of Zoe's insights depends on the accuracy of data provided by these third-party devices and services; (b) we are not responsible for inaccuracies in third-party device data, sensor malfunctions, connectivity issues, or data transmission errors; (c) your use of third-party integrations is subject to the respective third party's terms of service and privacy policies; and (d) we do not control and are not responsible for the availability, accuracy, or practices of third-party services.

10. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose or in violation of any applicable law
  • Attempt to gain unauthorized access to our systems, networks, or other users' accounts
  • Transmit malicious code, viruses, spam, or harmful content through the Service
  • Reverse engineer, decompile, disassemble, or attempt to derive the source code of any part of the Service
  • Use the Service to develop a competing product or for competitive intelligence purposes
  • Share your account credentials with others or allow others to access your account
  • Use the Service in any manner that could damage, disable, overburden, or impair our infrastructure
  • Scrape, data mine, or use automated systems to extract data from the Service
  • Misrepresent your identity or affiliation with any person or entity

11. Intellectual Property

All content, features, and functionality of the Service — including but not limited to text, graphics, logos, icons, images, audio, video, software, algorithms, the Zoe brand, and the underlying technology — are the exclusive property of Oracoins LLC or its licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, or transmit any of the foregoing without our prior written consent.

12. Assumption of Risk

You acknowledge that health, wellness, exercise, dietary, and supplementation activities carry inherent and significant risks, including bodily injury, illness, or death. By using Zoe, you voluntarily assume all known and unknown risks associated with implementing any recommendations, plans, or suggestions provided by the Service. Oracoins LLC, its officers, directors, employees, and agents shall not be held liable for any injury, loss, or damage resulting from your use of information obtained through Zoe.

13. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. ORACOINS LLC DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ORACOINS LLC MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF ANY CONTENT, INFORMATION, OR RECOMMENDATIONS PROVIDED THROUGH THE SERVICE.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ORACOINS LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUES, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, EVEN IF ORACOINS LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL ORACOINS LLC'S AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF OR INABILITY TO USE THE SERVICE EXCEED THE GREATER OF: (A) THE AMOUNTS YOU HAVE ACTUALLY PAID TO ORACOINS LLC IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR (B) ONE HUNDRED DOLLARS ($100.00).

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability shall be limited to the greatest extent permitted by law.

15. Indemnification

You agree to indemnify, defend, and hold harmless Oracoins LLC, its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or relating to: (a) your use of or access to the Service; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; (d) your violation of any third-party rights; or (e) any content you submit to or through the Service.

16. Termination

We may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice. Upon termination: (a) your right to use the Service will immediately cease; (b) we may delete your account and data in accordance with our Privacy Policy; (c) all provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnification, limitations of liability, and the arbitration agreement.

You may terminate your account at any time by contacting us at hello@oracoins.com.

17. Dispute Resolution & Arbitration

PLEASE READ THIS SECTION CAREFULLY — IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY TRIAL.

17.1 Informal Resolution

Before initiating any formal dispute resolution, you agree to first contact us at hello@oracoins.com and attempt to resolve the dispute informally for at least sixty (60) days. If we cannot resolve the dispute informally, either party may proceed with arbitration as described below.

17.2 Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the Service — including the determination of the scope or applicability of this agreement to arbitrate — shall be resolved by binding individual arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules. The arbitration shall take place in Clark County, Nevada, or at another mutually agreed location. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

17.3 Class Action Waiver

YOU AND ORACOINS LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR OUR INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CLASS OR REPRESENTATIVE PROCEEDING.

17.4 Jury Trial Waiver

BOTH YOU AND ORACOINS LLC WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO SUE IN COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY.

17.5 Opt-Out

You may opt out of this arbitration agreement by sending written notice to hello@oracoins.com within thirty (30) days of first accepting these Terms. Your notice must include your name, mailing address, and a clear statement that you wish to opt out of arbitration.

17.6 Exceptions

Notwithstanding the above, either party may: (a) bring an individual action in small claims court for disputes within the court's jurisdictional limits; or (b) seek injunctive or equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights.

17.7 EEA, UK & Swiss Users

If you are a resident of the European Economic Area, the United Kingdom, or Switzerland, the arbitration provisions in this Section 17 do not apply to you. Any disputes shall be resolved in accordance with the applicable consumer protection laws of your country of residence. Nothing in these Terms shall deprive you of any mandatory consumer protection rights under the laws of your jurisdiction.

18. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Nevada, United States, without regard to its conflict of law provisions. For any disputes not subject to arbitration, you consent to the exclusive jurisdiction and venue of the state and federal courts located in Clark County, Nevada.

If you are a consumer in the European Economic Area, the United Kingdom, or any other jurisdiction with mandatory consumer protection laws, this governing law clause does not override the mandatory protections available to you under the laws of your country of residence.

19. Limitation on Claims

Any cause of action or claim you may have arising out of or relating to these Terms or the Service must be commenced within one (1) year after the cause of action accrues. Otherwise, such cause of action or claim is permanently barred. This limitation applies regardless of any statute or law to the contrary, except where prohibited by applicable law.

20. General Provisions

  • Severability. If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
  • Entire Agreement. These Terms, together with our Privacy Policy and any other legal notices published on the Service, constitute the entire agreement between you and Oracoins LLC regarding the Service.
  • Waiver. Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.
  • Assignment. We may assign our rights and obligations under these Terms without your consent. You may not assign your rights or obligations without our prior written consent.
  • Force Majeure. Oracoins LLC shall not be liable for any failure or delay in performance resulting from causes beyond our reasonable control, including acts of God, natural disasters, pandemics, war, terrorism, government actions, or failures of third-party services.

21. Contact Us

Oracoins LLC
848 N. Rainbow Blvd. #3351
Las Vegas, NV 89107, United States
Email: hello@oracoins.com

For legal inquiries or to exercise your rights under these Terms, please contact us at the email address above with the subject line “Legal Inquiry.”